Commercial Auto Insurance in Dallas, TX
Many businesses use vehicles to carry out daily operations such as deliveries, consultations, and other transportation duties. Similar to a regular auto insurance policy, commercial auto insurance financially covers vehicles after damage or losses due to incidents such as accidents, fire, or vandalism. However, a commercial auto policy may apply to a fleet of vehicles or those used explicitly for business operations.
Who Needs Commercial Auto Insurance? 
Just as vehicles are insured for personal use, those used for business purposes must also be financially covered by a commercial auto insurance policy. Whether a business utilizes a fleet of trucks or an independent contractor uses a vehicle to travel between work sites, any business owner who owns, rents or leases vehicles for their operations should consider a commercial auto insurance policy. Without coverage, owners could face significant out-of-pocket costs for repairs or replacing vehicles, negatively affecting the business’s overall finances.
What Does Commercial Auto Insurance Cover?
The following are key coverages of a commercial auto insurance policy:
- Liability coverage may cover bodily injury or damages from an incident involving a company vehicle.
- Collision coverage may assist if a business vehicle is damaged in an accident.
- Comprehensive coverage may cover damage or loss related to non-collision incidents such as theft, fire, or weather-related events.
- Medical payments coverage may help with medical expenses related to injuries after an accident involving a company vehicle.
- Hired and non-owned liability coverage may cover vehicles that are not owned by the business but still used for business purposes.
Contact Us
For business owners in Dallas, Texas, contact City Auto Insurance today for a customized insurance plan to meet your business needs.