SR-22 in Dallas, TX
An SR-22 is typically required for drivers who have had serious traffic violations. This may include driving under the influence, multiple traffic offenses, driving without insurance or having your license suspended or revoked. The form proves that you have state-required liability coverage.
How Do I Obtain an SR-22?
Here are the steps for getting an SR-22 form:
- Contact your insurance provider and request that they file an SR-22 on your behalf.
- Purchase or maintain the minimum liability coverage required by your state.
- Pay the filing fee charged by the insurance company.
- Wait for confirmation from both your insurer and the Department of Motor Vehicles that the SR-22 is active.
- Maintain continuous coverage for the required time frame, which is usually three years.
Can I Get an SR-22 If I Don’t Have a Car?
If you do not own a vehicle but still need to drive, you can request a non-owner SR-22 policy. This type of policy may provide liability coverage when you drive a car that does not belong to you. It allows you to meet state requirements without owning a vehicle.
Is There a Filing Fee?
Most insurance companies charge a filing fee when they submit an SR-22 form to the state. The cost is generally small but varies depending on your provider. In addition to the filing fee, your overall auto insurance premium may increase because of the requirement.
Contact Us
City Auto Insurance can guide you through the SR-22 process and help you meet Texas requirements. Contact us today to get started.